We know that while every Bankruptcy proceeding is unique, most people feel intimidated when filing. The paperwork involved in Bankruptcy cases can be quite confusing, and, more often than not, your creditors will have teams of Lawyers behind them.
Our objective is to make the Bankruptcy process as simple and painless as possible for our clients. Depending on how far you are into the process, we may be able to:
When you’re having financial problems, time is of the utmost importance. Acting quickly and hiring an Attorney when you miss credit card payments or when your business starts failing is the first step in gaining control over your finances. Contact Law Office of Craig M. Higgins today to discuss your financial situation and whether Bankruptcy is right for you. (508) 499-8593.
Many times, a consumer will think that they simply got a letter in the mail stating that the owe money, but it is actually a court summons and complaint, displaying that they were sued in court. There is a specific time frame for someone who has been sued to be able to respond to a court complaint, and it can be different depending on the level of court you were sued at, so it is good to consult an attorney to be sure that you do not miss a deadline. If you do not respond to a complaint, it is possible that the court could declare you in default, and that the company that is suing you could try to get a default judgment entered against you, where the court declares that you owe what you were sued for. The court might also declare that you owe the attorney’s fees of the other party, court costs, and interest in regards to the balance of the alleged debt.
Sometimes, when you are sued for a debt, and are declared by the party suing you, the Plaintiff, to be the debtor, it is in error. People are often sued for debts that they do not owe. It is possible that the debt might have been incurred in your name, but you were not the person who made the charges, because you were a victim of identity theft. You might have already filed a police report, and alerted the credit bureaus to this, but were still wrongfully sued by the current creditor in their attempt to collect on the alleged debt.
Many lawsuits against consumers regarding debts allegedly owed are initiated by a third party debt collection agency, depending on the state, if it allows a debt collection agency to file suit on behalf of the original creditor or the current creditor the debt has been assigned to. Often, however, the lawsuit has been initiated by a debt collection law firm representing the original or current creditor. Sometimes when someone complains to the other party suing them that they were wrongfully sued, those complaints are ignored. That is another reason why it is good to have an attorney advocating on your behalf, who can display to the other party in the case that is suing you, or to the court itself, that it is not your alleged debt, and that you were wrongfully sued. Sometimes the amount that you are being sued for is inflated and in error as well, such as if the company that is suing you is including in the balance claimed interest that they or the creditor who owned the debt before them were not allowed to charge.
In accordance with the rules established by the Supreme Judicial Court of Massachusetts, this website and its contents must be labeled as "advertising." This website is designed to provide general information and should not be construed as legal advice or legal opinion on any specific circumstances or facts. The viewing of, or correspondence through, this website does not constitute an agreement to enter into, nor does it establish, an attorney-client relationship. At attorney-client relationship shall only be established if a signed writing is executed after an initial consultation. The website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. Attorney Craig M. Higgins is licensed to practice law in the Commonwealth of Massachusetts and the United States District Court for the Commonwealth of Massachusetts and while he welcomes contact with prospective clients within the Commonwealth, he is not soliciting clients from outside the Commonwealth of Massachusetts. The law office of Craig M. Higgins is a limited liability company. In accordance with Massachusetts Rule 7.1 of Professional Conduct, this website does not make any unsubstantiated comparisons with hourly rates charged and those charged by other local attorneys. Attorney Craig M. Higgins does not intend to create unreasonable expectations and the information on this website is for informational purposes only, not intending to create expectations or mislead its users. In accordance with Massachusetts Rule 7.4 of Professional Conduct, Attorney Craig M. Higgins does not intend to hold himself out as specializing in particular fields of law but rather as welcoming matters related to specific practice areas.